As a homeowner, you have insurance policies to cover your vehicle, life, home, and more. It’s important you understand how each of those policies actually cover you in the event of an automobile accident, an injury or death, or a flood. Do you know how your home insurance policy covers water damage? Have you read the policy and determined what it actually says? At All Phase Restoration, we want you to be able to restore your home after water damage, but there is one type of water damage that insurance companies will not cover.
What Is Gradual Water Damage?
When it comes to water damage, insurance companies typically cover sudden or accidental events. Some accidental or sudden events include a pipe bursting or a storm flooding your home. What you need to pay attention to is the fact that the insurance company is looking for a way to push liability onto you. This is why gradual water damage is simply not covered.
Here are some examples of gradual water damage:
- Any plumbing leaking over time and causing damage to your home.
- Water damage seeping through or coming up from cracks in your foundation.
- Neglected roof repairs that allow water to enter the home and cause damage.
- Corrosion, rot, or mold.
- Electrical wire deterioration due to water damage over time.
- Lack of repairs or poor repairs to your home.
How to Prevent Gradual Water Damage
To prevent gradual water damage, you need to be proactive with your home repairs and maintenance. For most, biannual home inspections help keep your home running properly. What’s more, you can utilize the documentation proving these inspections occurred as evidence you did make an effort to prevent water damage to your home.
Here are some ways to prevent water damage in your home:
- Keep your gutters clean
- Direct downspouts away from the sides of the home
- Ensure great drainage away from your home
- Test your sump pump at least twice per year
- Identify and fix all plumbing and water leaks as soon as possible
- Repair your roof
Water damage is the most common type of damage that can ruin your home. In a majority of your rooms, pipes run through the walls to deliver water to you, hot or cold, to fit your needs. Not being proactive can cost you more than repair costs, but it can also add the expense of water damage restoration services.
All Phase Restoration: Your Water Damage Restoration Experts in Denver
After serving Denver for years, we know what it takes to restore a home or business from water damage. Whether a flood, pipe, or accident has caused water damage, we can help you get the space restored. We believe that our brand is our people. Our team of experts work to make sure you’re satisfied and taken care of from the first call to the final walkthrough.